This study sought to examine the effect of financial management practices on financial performance of insurance companies in Bangladesh. Financial management is one of the several functional areas of management but it is the center to the success of any business. Inefficient financial management, combined with the uncertainty of the business environment often led business enterprises to serious problems. Careless financial management practices are the main cause of failure for business enterprises. This study used only primary data. Data collection tools used are questionnaires. The primary data was collected using semi-structured questionnaire which comprised of both open and closed ended questions. The sample size was  52; and that was selected byusing Sloven’s formula. Validity is the quality of the test doing what is designed to do. The formula that has been used to calculate the validity of the instrument is: Content Validity Index (CVI) = No. of items declared valid/ Total No. of items. Reliability of the instrument will be established through a test-retest technique.

Keywords: Firm, Financial Management Practice, Financial Performance, Small Scale Business, Capital; etc.

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Information technology (IT) might be defined as the union of gadgets, computing, and media communications. This paper discuss about a tsunami of mechanical innovation in the collecting, storing, processing, transmission, and introduction of information that has not just changed the information technology segment itself into an exceptionally unique and expanding field of movement – creating new markets and generating new investment, income, and occupations yet additionally given different areas more quick and proficient components for responding to shifts in demand examples and changes in international near focal points, through more effective generation forms and new and enhanced items and administrations (e.g. replacing mechanical and electro-mechanical segments, upgrading customary items by creating new item works, incorporating aptitudes and capacities into hardware, automating routine work, making specialized, proficient, or financial administrations more transportable).

 Keywords: Information System, IT, Society, Technology.

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The Code Breaking Approach in Automated Character Recognition is a system that tests the security of free social networking web site CAPTCHA images.  It compares the efficiency and accuracy of two methods, the parts-based and segmentation which serve as a guide and also a basis for further studies in AI community. The researcher has employed both experimental and descriptive design by using online generated data samples which is used for gathering accuracy and efficiency result of parts-based and segmentation method. The findings shows that the over-all result in comparing the accuracy and efficiency of two methods have no significant difference using the file size range of a CAPTCHA image. On the other hand, the study still got efficient and accurate results which show that the system is reliable in testing the accuracy and efficiency in identifying image code using the two methods. Therefore, the actual implementation of the Code Breaking Approach in Automated Character Recognition shall be recommended to be used in improving internet security, especially in free email services and social networking websites that provides security and authentication to its user.

Keywords: Code Breaking, Parts-Based, Segmentation, Algorithms, Automated, Character Recognition, CAPTCHA, Computer Security.

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The Various climatic situation are considered that effect the local weather conditions in various parts of the world. The weather condition for the particular area have a direct effect on crop yield. The lot of research work have been done to exploring the connections between climate and crop yield .There are some conditions such as typhoons, floods and droughts effect the crop production. The growth yield prediction is the major problem that must be solved on the base of available data. Data Mining technique can be used for this purpose. There are many techniques to be used for eliminating the future crop production. This paper have a brief discussion on crop yield prediction using Multiple Linear

regression (MLR) technique and Density based clustering technique.

Keywords: Crop Production Prediction, Density based Clustering, Multiple Linear Regression.

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The Basic English Skills Training (BEST) is an industry-initiated intervention designed to strengthen the four Macro Skills: Listening, Speaking, Reading, and Writing. This study aimed to determine the level of implementation of BEST e-Learning Tool to selected students of Carlos Hilado Memorial State College, Bacolod City during the First Semester, A.Y. 2015-2016. Quantitative and qualitative types of research were used in this study. Stratified random sampling was employed in the selection of the respondents. The results revealed that most of the respondents spend 1-10 hours of using the Internet per week. The level of performance of BEST e-Learning tool are all “very good”. The respondents like to use the E-Learning tool. Integration of the BEST E-Learning tool in the English language with the assistance of English teacher for effective learning is recommended.

Keywords: Basic English Skills Training, e-Learning Tool, Qualitative Method, Quantitative Method.

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Steganography is the science of camouflaging message, video, image or any other data within another file, which can be any multimedia file. The purpose of this technique is to hide the existence of the message in cover file from unauthorized party. It takes the advantages of limited perception of human to observe subtle changes in images, sound etc. Here our concern is about digital images as they are more frequent over the internet. In spy/hacker world Steganography and Cryptography are cousins. Cryptography alters a message so it cannot be understood whereas Steganography hides the message so that it cannot be read. An approach for Steganography Technique Based on multiple-image Interference and position multiplexing is proposed based on the interference principle.

Keywords: Authenticity, mesh network, roaming protocols, security attacks, handoff.

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The study has represented the various terms that’s associated with the AIS and also the detail state of affairs of the various personal banking performances. The study has been conducted into 2 steps. Within the beginning, the construct, use, principles etc. of AIS on personal Banking Sector are studied. Within the second half the opinion of the interior users has been collected. This is often a qualitative and descriptive analysis. Totally different folks from furor and IT department and branch of selected personal banks were asked for his or her opinion regarding code, structure and a few additional data regarding the AIS system. We have a tendency to used totally different methodology for gathering primary knowledge like observation methodology, face to face discussion methodology and form survey. Sample size was seventeen wherever non-probability convenience methodology was used with no structured sampling frame.

Keywords: Accounting Information System, Private Banking sector, Bangladesh, computer based transactions, Web based Transaction, Financial Administration Division (FAD) etc.

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Computer programming is one of the basic skills of students who are in the Information Technology Education field. C Programming Language is the program used in teaching students in their basic computer programming subjects. This study aimed to determine the level of self-efficacy in learning C programming language of students taking up basic computer programming of Carlos Hilado Memorial State College – Alijis Campus. Quantitative type of research was used in this study. Stratified random sampling was employed in the selection of the respondents. The instrument used in assessing C Programming Language Self-Efficacy was adopted from the Computer Programming Self-Efficacy Scale (CPSES) of Ramalingam & Wiedenbeck (1998). The statistical tools used in the study were T-Test for Independent Samples and ANOVA. The level of Self-Efficacy of IT Faculty in their knowledge in C Programming Language is “Very Good”. The level of Self-Efficacy in learning C programming language as a whole and when students are grouped according to Age, Sex, and Programs is “Good”. There is a significant difference when students are grouped according to programs which reveals that the level of Self-Efficacy of BS in Industrial Technology major in Computer Technology is significantly higher than that of Bachelor of Science in Information Technology.

Keywords: Self-efficacy, Learning C Programming Language, Information Technology Education.

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Phishing is a type of network attack or a form of criminal activity attempt to obtain the sensitive information such as username, password etc. online. It creates duplicate web pages to fool users. Email Phishing contains the messages like ask the users to enter the personal information so that it is easy for hackers to access the information. This concept is based on the Link Guard Algorithm also known as End Host Anti-Phishing Attack. This algorithm is used for finding the phishing emails sent by the phisher to grasp the information of the end user. Link Guard Algorithm is totally based on the characteristics of the phishing hyperlinks. Each and every user is implemented with this algorithm. After that the user can recognizes the phishing emails and avoid responding to such mails. This paper presents an overview about phishing attacks and various techniques to protect the information.

Keywords: Phishing, Anti-phishing, Information security and Privacy.

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In Thailand, the numbers of commercial and non commercial banks have increased which include leasing companies dramatically. Competition in the banking markets is severe. In this paper we concentrate only in Chinagmai province. So the purpose of this paper is to explore which factors are important for customer preference to use service.In this paper, 64 factors are categorized by market mixed (7P) Questionnaires are developed for survey. Neural network, a data mining tool, is used to develop framework for preference. For developing model, C# Programming is used. K fold validation is used to validation this model (90:10). The result of training model is 95%. The first model is called a preference model. It is used to predict if customer selects commercial banks, non commercial banks or leasing companies. When option is made, model would give information on the reasons. The result of prediction is 81%. The benefit of this model is to address the strategy to any provider satisfy customer preference.

Keywords: Preference model, Commercial and Non Commercial banks, Leasing companies, Neural Network.

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