Chit Funds or Kuri is a traditional age technique for fund-raising with low premium rates. This sort of financing encourages a common man to satisfy his working and non-working needs relying upon the sum of funds they are contributing. Investors put their incomes into these kinds of plans relying upon their profit and the amount they needed to save their earnings. This topic can be discussed, taking in point of view the accessibility of credit to a common man or a business specialist, the quickly changing loan fee scene and the mechanism, benefits as well as issues related with the Chit funds in India. The researcher has done a contextual investigation dependent on Bhopal City dependent on the contribution and assortment cash through chit support.

Keywords: Chit Funds, Interest Rate, Non Intermediary Resources, Collection of Money, Earnings.

Views (88)

Background: So, now it’s been months of being caged & we all are well aware of the reason. Yes COVID-19, the cause of our current situation. The COVID-19 also known as also known as corona virus pandemic is growing exponentially not only in India but worldwide. Approximately 213 countries and territories around the world have been affected by it. Researchers, technologists, doctors and other front liners are working day and night to control this virus name as SARS-CoV-2 which is highly infectious and lethal. The virus is not only affecting the health but also causing a global social and economic destruction including the largest global recession since the Great Depression. It has led to the suspension and cancellation of various economical, cultural, political, religious activities and events worldwide. Worldwide supply shortage has occurred due to the panic buying.  This outbreak has threatened the global economy. The major sectors of the economy are devastated by it. Tourism, retails, productions are hit worst by it. It has also affected our education system badly. Schools, Universities and colleges have been closed either a nationwide or on local basis in approximately 172 countries affecting nearby 99% of world’s student population. Examinations have been cancelled or suspended due to this pandemic outbreak. This virus has brought down even the biggest power of the nation worth of the world to their knees in every manner.

Aim: This paper is concerned on COVID-19 and its impact on our lives. I hereby state that it is a research paper and the whole information in this paper is gathered by gathered from various resources by me.

Implications: This paper can be used as a scope to others for further research in this field. It can be helpful in providing relatable information and spreading awareness.

Results: This study was to analyze the effects of COVID-19 on us. It reveals the various changes faced by us during this pandemic. It shows how our lifestyle have been changed now due to COVID-19. Our day to day life, businesses, disrupted the world trade and movements rapidly due to Corona virus pandemic. Many industries and sectors are affected by the cause of disease; these include the pharmaceuticals industry, solar industry, tourism, information and even the education sector.

Keywords: Pandemic, COVID-19, SARS-CoV-2, Recession, Outbreak, Impacts.

Views (76)

The present paper explains about the psychological and social effect of COVID 19 on education system. As the COVID-19 pandemic spreads around the world and across every country of the world. Since the end of 2019, until now, we know that the impact of the Covid-19 pandemic on the global economy is being intense and enormous. In the global aspect, there is no distinction of continent, country or even place. Not even economically in fact it effect on each and every aspect of the society. We are facing a global crisis- one that is killing people, spreading human suffering and upending people’s lives. But this is more than a health crisis. It is human, psychological, economic and social crisis and its major effect generates on education system.

Keywords: Psychological, Sociological,  Corona, Virus, Education, COVID-19.

Views (54)

The purpose of this study is to examine young Malaysian university students’ purchase intention towards halal food. The study also extends to measure the level of awareness, understanding of the purchase intention, the solidity of religious belief and commitment recognition, and the last thing is the perception of halal certification towards halal foods. The design of this research is survey research that uses four variables and a quantitative survey was used to gather data to test the hypothesis and also explained the relationship and the underlying influence of these variables. The statistical programme, SPSS, was used to analyze and interpret the results. The study revealed that Universities’ young students are very conscious about Halal purchase intention. There are three variables out of four (religiosity, self-identity, and halal certificate) that are affected by its dependent variable. The paper concludes that firms or organizations must comply with the Islamic point of view. Especially the business organization those who are targeting the Muslim population. Among the total 1.8 Billion Muslim population majority is adult age. Therefore, Halal products must be labelled accordingly as it may affect the purchase intention of each individual especially the new generation.

Keywords: Purchase Intention, Halal Food, Young University Students, Malaysia.

Views (83)

Women in India have always been subjected to disparity in the socio- economic status precisely expressed in terms of privilege, power and control, microfinance works with women empowerment as one of its mission and is considered as a means to upgrade the status of women. Microfinance has been widely accepted as a medium to eliminate poverty and socio-economic development of it’s representatives. These representatives are largely women, the empowerment of women through microfinance is a well studied and debatable topic. Microfinance is necessary to overcome exploitation, create confidence for economic self reliance of the rural poor, particularly among rural women. Although it is not a ‘magic bullet’, it is  potentially a very significant contribution to gender equality and women’s empowerment.

Through their contribution to women’s ability to earn an income, it has potential to initiate a series of ‘virtuous spirals’ of economic empowerment, and wider social and political engagement.

The paper attempts to assess how microfinance has received tremendous validity as a strategy for economic empowerment of women. An effort is also made to suggest the ways to boost women empowerment.

Keywords: Microfinance, Women Empowerment, Socio-economic Status, Self Reliance, Magic Bullet, Political Engagement.

Views (354)

Background: Electronic banking (e-banking) is an important tool for all banks to survive in the competitive banking industry in Bangladesh. The study was designed to investigate the impact of online or e-banking in Bangladesh. There appear a few extensive studies on e-banking practices has been conducted in Bangladesh. But no comprehensive study has yet been conducted especially on impact of e-banking on service quality and customer satisfaction in Bangladesh. The main objectives of the study are to find out the impacts of e-banking products on service quality and customer satisfaction and access the challenges affecting e-banking.

Methods and Findings: The sample consisted of 379 out of 66895 client’s feedback were selected purposively from various commercial banks in Bangladesh. Standard questionnaires and interview methods were made in collecting data. Descriptive statistics was adopted in analyzing the data from the respondents. In addition, for analyzing data suitable statistical tools Statistical Package for Social Science (SPSS) were used. The results revealed that there is a significant relationship between quality of service and customer satisfaction.

Conclusions: The paper concludes that e-banking has a positive impact on the quality of service in the Bangladesh banking sector, but not on customer satisfaction. The study suggests that staff training, and development should be enhanced in the banking industry in order to render quality and timely services to their customers.

Keywords: E-banking, Service Quality, Customer Satisfaction, Commercial Banks, Bangladesh.

Views (181)

Banking system plays a very dominant role in the Indian economy. It is like a principal nerve to the nation’s economy as it serves to the financial requirements of credit in all the spheres of the society. The growth and innovations in technology has led to a paradigm shift in the entire banking operations and systems. The digital revolution is dramatically changing the business environment and the financial services industry is no exception. Moreover, the evolution of e-banking has led to the substantial change in terms of fulfilling customers’ divergent and ever growing needs. Further, our government is giving a lot of thrust to digital banking as it is the future of tomorrow. The present study explores the influence of technology in banking sector among customers by reviewing the relevant literature from the earlier studies. An extensive study on the impact of technology on banking, highlights the factors such as effectiveness of data management, value added services, level of knowledge and awareness, security, safety, service quality, productivity, and profitability.

Keywords: Core Banking; Digital Revolution; E-Banking; Digital Banking; Value added Services; Service Quality.

Views (106)

The study is an attempt to examine the economic analysis of cauliflower production in selected areas of Jamalpur district. A total of 80 farmers were randomly selected from three Chor that means less fertile land areas namely Chor Chukhnogori, Fulzur Chor, and Attattur Chor under Madargonj Upazila in Jamalpur district. The major findings of this study revealed that production of the selected homestead vegetables were profitable. Per acre gross cost of production of cauliflower was Tk. 93860.55 and the gross return was Tk. 229407.40. Per acre net returns of producing cauliflower was Tk. 135546.85. Benefit cost ratios of cauliflower was 2.44. The farmers earned the highest profit from cabbage production. The results of Cobb-Douglas production function model indicated that acre^-1 gross returns was significantly influenced by the use of human labor, tillage operation, seeds, fertilizers, manure, irrigation and insecticides. These factors were directly or jointly responsible for influencing acre^-1gross returns of cauliflower. Some essential policy recommendations have been arisen which are: input and price support, and motivation and training programs should be arranged by different government and non-government organizations and public-private partnership should be emphasized for creating scope to improve the overall economic condition of the farmers through homestead vegetable farming.

Keywords: Productivity, Benefit Cost Ratio, Resource Use Efficiency, Cauliflower Farming, Jamalpur Chor, Bangladesh.

Views (125)

Environment pollution is a wide-arriving at issue and it is probably going to impact the wellbeing of human populaces is extraordinary. This paper gives the understanding perspective about the impacts of environment pollution in the perspective of air pollution, water and land/soil waste pollution on human by maladies and issues, animals and trees/plants. Study finds that these sorts of pollutions are not just truly influencing the human by infections and issues yet additionally the animals and trees/plants. Still time left in the hands of worldwide establishments, governments and neighborhood bodies to utilize the development assets to adjust the environment for living and starts the inhaled erudite people to live amicable with environment. As successful answer to tainting is to a great extent dependent on human examination of the issue from each age gathering and pollution control program develops as an across the country fixed cost-sharing exertion depending upon intentional interest..

Keywords: Environment Pollution; Air Pollution; Water Pollution; Soil Pollution; Land Pollution, Decay etc.

Views (108)

Across the globe, we are moving to industrialization, that increases, business production, technology and other business activities. This was not only increases human convenience, but also increases its standard of living. But on the other side, it also increases ecological hazard that resulted ecological threats to human being. So this is a time Peoples need to use Green practices to save the environment and most important resource of the planet i.e. Human. Greening employees from top to bottom is not an easy task, but pro environmental plan and implementing Green human resource management (GHRM) practices practically has produced a positive result toward the Green environment. The paper focuses upon the GHRM, various Green Human Resource Practices and explains the role of green human resource process in going green. Finally, the paper suggests some social implication of Green human resource practices for green organization.

Keywords: Green HRM, Green HRM Practices, Green Environment.

Views (58)