The unexpectedly evolving danger round the COVID-19 virus, oftentimes referred to as corona virus, is impacting the commercial enterprise and investor neighborhood throughout the world. The world and interconnected nature of today’s enterprise surroundings poses serious danger of disruption of world grant chains that can end result in sizeable loss of income and adversely have an impact on world economies. This paper deals that the affect on the international financial system might also expand relying on the extent of geographic unfold of the virus. However, the pandemic has already negatively impacted the international financial system as a whole.

Keywords: Industrial, COVID-19, Financial System.

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Now a day’s people’s responsibility to protect and preserve environment and this is a responsibility of all citizens including the government, private sector and semi sector industries. The main concept of environmental citizenship is the relationship of people and nature to conserve environmental activities to everyone responsibilities at all time. Because diminishing of environmental impact on earth and human lives. This study is intended around the concept of environmental citizenship that settles the prospective teacher’s knowledge, attitude and behaviour towards environmental citizenship.

Today various natural disasters are threatening the human life and even the most developed countries cannot remain assured of the safety of their citizens. Due to insensitive and irrational utilization of natural resources, different types of pollution effects like ozone depletion, acid rain, deforestation, global warming are threatening to decimate the extremely survival of man. The losses of forest, loss of fertility, hammering of soil yield and energy crises have created many problems. Solving of these problems needs important changes at the social as well personal level of knowledge and change their behaviour which is must to strive school education and help students which is why education in school must strive to help students become better at making decisions about their own lives and influencing their surrounding environment. We must invest in environmental citizenship with a sense of human community, which involves a commitment to a more universal nature?

Keywords: Environment, Environmental Citizenship, Knowledge, Attitude and Behaviour.

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This study will analyze empowerment of females in Islam, as in the prevailing situation it is believed, which is a misconception that women in Islam are deprived of freedom and equality. This results in narrow and ghettoized understanding about Muslim women. This is completely out of ignorance and misunderstanding of Islamic Laws.

Research Gap and Research Problem: 

For considering the fact-finding spirits of misconception about women in Islam, it is important to examine the fact which is completely opposite edifices, needs a thorough and comparative study through the different civilizations and finding the realities.

Objectives of The Study:

The specific objectives that we intend to meet our study- Islamic emancipation about women empowerment through Islamic systems of life which may be studied through freedom, Equality, Security, Economic Empowerment, Dignity and attaining Education.

Research Methodology:

The research design employed for the present study is basically towards understanding economic Independence, business acumen, skills and entrepreneurial development and complete foray of capacity development. The issues pertaining to discuss in the research will be based on Sources of the Islamic law as primary  i.e. The Holy Quran, Hadith, Ijma and Qiyas etc (sources of Sharia verdicts) beside this the topic empowerment of women will carry some secondary sources.

Data Analysis and Result:

The study would be based on the Qualitative basis, as an example Arabian peninsula will be considered in depth as a study to narrate the reality and further may give us as true example of its paramount.

Keywords: Women Empowerment, Economic Independence, Skills and Entrepreneurial Development.

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This purpose of this research is to investigate the factors influencing the credit risk management in banking sector of Morocco after the financial crisis of 2008. The dependence of banking sector is upon credit management of money and other financial organizations also work together with banking sector for credit risk. The research used data from 2015 to 2020 and applied panel data multiple regression analysis tests applied for the 45 Moroccan banks to find the results of credit risk influenced by the cost to income ratio and capital ratio, liquid assets, ratio of net loans to total assets. Consequently, this research attempts to judge the power of factors suffering liquidity risk of conventional banks. The results of the research are predictable ordinary knowledge in this area and would also be helpful to the bankers at grand who would be passionate in significant the defense of the prevalent consistency in the country.

Keywords: Credit Risk Management, Cost to Income Ratio, Total Capital Ratio, Net Loans to Total Asset Ratio, PDMRA.

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Cash Conversion Cycle (CCC) turnover as far as days has been viewed as a valuable proportion of company’s powerful liquidity and money the board. This investigation was directed through the plan to inspect the connection of the CCC through the size as well as advantage of the businesses in the four explicit accumulated areas evidenced on Turkish Stock Exchange to be specific Petroleum Limited, Engineering Works, Textile Mills, and Garments manufacturers. The knowledge was collected recognizing with the 44 tested organizations out of the aggregate in the related parts for example 184 covering the time of 2016-2020 by using ANOVA analysis and Pearson’s correlation test. This examination in attendance informs documentation of the assessment about the issue of money the board a zone that isn’t especially explored ahead in the generated nations similar to Turkey. The current examination includes different supportive consequences that ought to be practiced for the account directors, manufacturing organizations, educationists and specialists.

Keywords: Cash Conversion Cycle Management, Liquidity, Pearson’s Correlation, Productivity, ANOVA Analysis.

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The economic growth has to go hand in hand with poverty reduction and employment generation to bolster the economy. Over the years, Government had been taking various initiatives to combat the pangs of widespread poverty and unemployment. In the present study an attempt had been made to put together the majority of the Government Programmes which are designed to address the two most disturbing issues present in the socio-economic fabric of our economy, viz- poverty and unemployment. The government sponsored schemes which are executed by commercial banks are the significant contents of this study. It briefly discusses the problems of population  with  inadequate increase  in  employment  opportunities. There is a focus on the role of government to strategies the poverty reduction procedure which were effected in several five year plans upto the eleventh five year plan. The major objective of the present study is to study about the implementation of the government sponsored programmes and its impact on reducing poverty and unemployment by creating avenues of generating income. The programmes are formulated and sponsored by Government of India. Such programmes are known as Government Sponsored Schemes. These schemes are implemented through public sector banks, government departments, government agencies, non-government organisations and other financial agencies. In this study, the role of banks in implementing government sponsored schemes to alleviate the problems of poverty and unemployment are highlighted. Such schemes aim to address the  issues of poverty and generation of employment both in rural and urban areas. For the execution of these plans, a specific target is assigned to each bank. District Level Plans determines the allocation of targets. The government sponsorship is related to allocation of funds for the respective programmes.

The major programmes for poverty alleviation and employment generation under several five year plans were- Pradhan  Mantri Gramodaya Yojana (PMGY), Swarnajayanti Gram Swarozgar Yojana (SGSY), Sampoorna Gramin Rojgar Yojana (SGRY), Rural Housing Schemes, Prime Minister’s Rojgar Yojana (PMRY), Pradhan Mantri Gram Sadak Yojana (PMGSY), Drought Prone Area Programme (DPAP), Desert Development Programme (DDP), Integrated Wastelands Development Programme (IWDP), Antyodaya Anna Yojana (AAY), Valmiki Ambedkar Awas Yojana (VAMBAY), National Rural Employment Guarantee Programme (NREGP), Swarna Jayanti Shahri Rozgar Yojana (SJSRY), Jawahar Lal Nehru National Urban Renewal Mission (JNNURM), Integrated Rural Development Programme (IRDP), National Rural Employment Programme (NREP), Rural Labour Employment Guarantee Programme (RLEGP), Jawahar Gram Samriddhi Yojana (JGSY) (Formerly known as Jawahar Rozgar Yojana), TRYSEM Scheme, Family planning / welfare programme for population control, Employment Assurance Scheme, Scheme for Rural Artisans / craftsmen, DWCRA Programme, Swarna Jayanti Gram Swarozgar Yojana, Mahila Samriddhi Yojana, National Social Assistance Programme (NSAP), Group Life Insurance scheme for Rural Areas, Rural Housing Programme, Pradhan Mantri Gramodaya Yojana (PMGY), Swarna Jayanti Gram Swarozgar Yojana, Sampoorna Grameen Rozgar Yojana, Agriculture Income Insurance Scheme, Mahatma Gandhi National Rural Employment Guarantee Scheme, etc,.

Some government programmes had been popular in terms of catering to the requirements of alleviation of poverty and generation of avenues for income for the identified target groups as beneficiaries. But many programmes got reconstituted or merged, some programmes have lost their sheen. The ideology behind such programmes was to combat unemployment but the problems of poverty and unemployment still persist in huge magnitude in the economy and the attainment of desired goals of these programmes are far from reality. The economy is running in shambles due to the pernicious poverty which had made the vulnerable people to live in destitution. A lot has been done and there is always room to do furthermore, to win this battle of deprivation and destitution.

Keywords: Employment, Programmes, Economy, Government, Policies, Poverty.

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This study aimed to demonstrate the effect of strategic intelligence on the strategic flexibility in the Jordan Al Etihad Bank. The study population included all employees working in the Jordan Al Etihad Bank. The study sample consisted of all employees from top and middle administrations of The Jordan Al Etihad Bank, who were randomly selected totaling (88) individuals.

To achieve the objectives of the study, the quantitative (descriptive and analytical) method was used through many statistical methods, most notably the multiple regression analysis.

The study reached a number of results, the most prominent of which is the presence of a statistically significant effect of strategic intelligence (foresight, strategic vision, intuition) at the level of statistical significance (α ≤ 0.05) on the strategic flexibility in Jordan Al Etihad Bank There is a significant impact of strategic intelligence (strategic vision, intuition) at the level of statistical significance (α ≤ 0.05) on the flexibility of human capital in the Al Etihad Bank of Jordan. And the presence of a statistically significant effect of strategic intelligence (foresight, strategic vision, intuition) at the level of statistical significance (α ≤ 0.05) on the flexibility in technology in the Al Etihad Bank of Jordan. Also, the presence of a statistically significant effect of strategic intelligence (strategic vision, intuition) at the level of statistical significance (α ≤ 0.05) on the competitive flexibility in Jordan Al Etihad Bank. There is a significant impact of strategic intelligence (foresight, strategic vision) at the level of statistical significance (α ≤ 0.05) on the flexibility of service provision in the Al Etihad Bank of Jordan.

According to the results, the study recommended, the study concluded that the interest in strategic intelligence by the Jordan Al Etihad Bank is necessary to take advantage of its implications in achieving integration at all administrative levels. Moreover, the need to pay attention to strategic flexibility in order to encourage the optimal use of resources within the Jordan Al Etihad Bank, which enhances the morale of workers and customers, achieving their satisfaction and improving efficiency.

Keywords: Strategic Intelligence, Strategic Flexibility, Jordan Al Etihad Bank.

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Background and Objective: Portfolios have been used as a form of alternative assessment in the field of education. As time has progressed, digital technology started to be used to facilitate learning. With this technology, portfolios have transitioned from paper to electronic form.

Methods and Findings: This descriptive survey study was carried out to determine the students’ attitude toward e-portfolio, to evaluate the effectiveness of e-portfolio as learning and assessment tool, and to document students’ concerns in the processes of e-portfolio creation, development and utilization.  Findings revealed that the students have positive attitude toward e-portfolio and they viewed e-portfolio as a very useful learning tool and considered it to be an important grade component in a course.

Conclusion: This study proved that e-portfolio is a potential e-learning tool to support student-centered learning, reflective learning and outcomes-based assessment.

Keywords: E-portfolio, Portfolio Assessment, Pre-Service Teacher Education, Reflective Learning.

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The examination inspects the relationship of horticulture creation, current record shortfall and last utilization uses with Gross domestic product development of Turkey. Current record deficiency has a significant job on monetary development for creating nations. We have dissected the connection between monetary development and current record, farming creation by utilizing OLS model for Turkey. The consequences of our examination demonstrate a stable long haul connection between government spending, horticultural creation and financial development in OLS model. For this reason, total national output and current record shortage, farming creation and last utilization uses of Turkey yearly data including 2000-2019 were utilized. The outcomes feature the requirement for strategy producers to move open costs towards interest in physical foundation which will invigorate development and subsequently improve financial supportability rather than intermittent use.

Keywords: OLS Model, Agriculture, Current Account, Final Consumption Expenditures, GDP Growth.

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This study was conducted in the Republic of Sudan in Khartoum, a study applied to the Real Estate Bank and Al Baraka Bank with the aim of studying the impact of the organizational climate based on the performance of the employees. The researcher used the analytical descriptive method which is the scientific method that meets the purposes of the study because it depends on studying the reality as it is on the ground In order to achieve the objectives of the study and analyzed the questionnaire data in the statistical analysis program SPSS. The study reached a number of results, the most important of which are: The organizational climate significantly affects the performance (at the enterprise level) There is also a significant correlation between functional performance and organizational climate. There are statistically significant differences at the level of (0.05 = α) on the degree of job performance among the employees of Al Baraka Bank and the Real Estate Bank, due to the variables of the study. The level of function (0.05 = α) on the degree of organizational climate in the employees of Al Baraka Bank and the Real Estate Bank is attributed to the study variables. The study also reached a number of recommendations, including the establishment of a specialized department for the satisfaction of employees within each organization in order to prepare the organizational climate and the work of the monthly reports of the senior management to clarify the degree of organizational climate prevailing in the institution to preserve it if it is good and improve if negative. Organizational environment in order to achieve a high degree of performance.

Keywords: Organizational Climate, Performance, Performance of Employees, Human Resources, Organization, Levels of Work, Efficiency of the Individual.

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